As we prepare for the upcoming year, I thought I’d share a template I found online at Microsoft Office for a personal monthly budget. I think you’ll find it very detailed and helpful in the area of stewardship over your resources.
The key with finances that I’ve discovered is discipline. Budgeting is not easy. Sure we’ve all been tempted to spend more than we have at times. But our success is found in our ability to stay focused on the priorities we’ve set for our house.
As we pray to God for contentment, the Holy Spirit will strengthen us to withstand the pressures that come to make us feel like we just have to buy it.
Feel free to download the budget sheet. Most importantly, don’t keep it to yourself, pass it along.
What are some of the tools you use for personal money management?